Automotive Credit Mailers

Credit mailers built for automotive dealers

Credit-qualified, firm-offer direct mail for car dealers

Reach financeable, in-market buyers by mail instead of blasting a ZIP code. Every piece is prescreened to your credit criteria, personalized with the recipient's payment, vehicle, and offer, and mailed as a Firm Offer of Credit under the FCRA — with no impact to their score.
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What are automotive credit mailers?

Automotive credit mailers are direct-mail pieces sent to car buyers who've been prescreened against a dealer's credit criteria using bureau data. Each piece is mailed as a Firm Offer of Credit under the FCRA and can be personalized with the recipient's estimated payment, vehicle, equity, and offer — so dealers reach financeable, in-market buyers by mail instead of blasting an untargeted list.

Not a blast — a credit-qualified mail program

Credit-qualified targeting

Prescreened to your criteria — FICO band, equity, payment, recent auto inquiries. You mail financeable buyers, not a ZIP blast.

Variable-data personalization

Each piece carries the recipient's estimated payment, likely vehicle, equity, and a specific offer — not “Dear Valued Customer.”

Firm-offer compliant

Every mailer goes out as a Firm Offer of Credit under the FCRA, via a soft inquiry that doesn't affect the score.

Trigger-timed

Drops timed to real credit events — a new auto inquiry, score change, lease maturity, or equity threshold.

Match-back attribution

Responses and sales are matched back to the mailed file, so you see which drops produced deals — not a guess from a coupon code.

Types of credit mailer we run

Firm-offer mailers
Prescreen mailers
Payment-reduction mailers
Rate & refinance mailers
Special-finance mailers

How a credit mail campaign runs

1

Define your buy box

Credit band, territory, equity, payment, vehicle, and trigger events.
2

Prescreen the data

Bureau prescreen by soft inquiry — no score impact.
3

Build the Firm Offer

A bona fide offer with the required FCRA disclosures.
4

Personalize each piece

Variable-data payment, vehicle, equity, and offer per recipient.
5

Print to G7 & mail

G7-certified print quality, addressed and dropped for you.
6

Coordinate CRM + BDC

The same record loads to your CRM so your BDC follows up.
7

Match back & measure

Sales matched to the mailed file — real attribution, not a guess.
FAQ

Credit mailer questions, answered

Mailer programs

Explore each credit mailer program

Firm Offer of Credit Mailers

What a compliant firm offer is and what it must include.
Learn more →

Prescreen Mailers

Mail only to buyers a bureau has already screened to your criteria.
Learn more →

Payment Reduction Mailers

Reach drivers who could be paying less — with their new number on the page.
Learn more →

Interest Rate & Refinance Mailers

Turn a better rate into showroom appointments.
Learn more →

Special Finance Mailers

Credit-tier-targeted mail for subprime and near-prime buyers who now qualify.
Learn more →
The Mailer

See exactly what lands in the mailbox

Every piece is variable-data printed and personalized to the recipient's vehicle, equity, and offer. Here's a real example.
$0.73
USPS
METRO HONDA
Scottsdale · AZ · Family-owned since 2003
Hi John —
You came into our showroom last month for a closer look at the 2026 CR-V Hybrid Touring. We put your numbers together and found something worth a second look: a payment plan that fits your budget, with your trade-in applied.
Your Personalized Offer
2026 CR-V Hybrid Touring · Est. $487/mo*
$0 down · 0.9% APR · 60 mo
Claim This Offer →
P.S. Your CR-V is one of the most-traded vehicles in our inventory this month — and your equity works in your favor. This offer expires 8/30. Reply or scan the code to lock it in.
Check My Territory →

Put a credit-qualified mailer in your market

Get a territory check in 60 seconds. We'll show you the volume available, the data you'd receive, and a sample mailer — before you commit to anything.
Check My Territory →📞 Call (828) 771-6009

See Soft Pull Triggers in Action

Tell us about your store and we'll show you how fast exclusive, in-market leads move — and how soft pull mailers follow up automatically.