Automotive Soft Pull Leads

Automotive Soft Pull Leads: Pre-Qualified Car Buyers, Delivered to Your Dealership

Reach in-market shoppers the moment their credit signals a purchase — credit-qualified, delivered to your CRM, and paired with an automated Firm Offer of Credit mailer. Exclusive to your store, with no impact to the customer's credit score.
Check My Territory →See How It Works
FCRA-compliant · Soft inquiry — no score impact · Bureau-direct data · Exclusive territory

What are automotive soft pull leads?

Automotive soft pull leads are in-market car buyers pre-screened by credit criteria and delivered to your dealership as a marketable list. Because they use a soft credit inquiry, they don't affect the consumer's credit score — and each name is reachable through a Firm Offer of Credit under the FCRA. So your team works pre-qualified buyers instead of cold prospects.
Why dealers switch

Credit-qualified buyers your team can actually work

Not an on-site widget that waits for shoppers to raise their hand — a delivered list of pre-screened, callable, mailable buyers in your market.

Credit-qualified, not cold

Every name clears your approved credit criteria before it reaches you — no tire-kickers, no cold lists to dial through.

No impact to their score

Leads are screened by a soft inquiry, so the customer's credit score is never touched — and you never ask for an SSN or signature up front.

Callable and mailable

Each record is delivered under a Firm Offer of Credit, so you can reach the buyer with a compliant mail piece and real-time CRM follow-up.

Exclusive to your store

Assigned by territory. You're not bidding against the dealer down the road over the same name — the buyers in your area are yours.

FCRA-governed end to end

The same prescreen framework lenders use — permissible purpose, a bona fide Firm Offer of Credit, and consumer protections built in.
How it works

From credit signal to a buyer your BDC can call

1

You set the buy box

Approved credit tiers, geography, and vehicle criteria — you define who qualifies.
2

We soft-screen your market

In-market shoppers are matched against your criteria by soft inquiry — no score impact.
3

Leads hit your CRM

Qualifying buyers are delivered in real time, exclusive to your store.
4

Mail fires automatically

A compliant Firm Offer of Credit letter is printed on your brand and mailed for you.
5

Your team works warm buyers

Call and close pre-qualified buyers — and match results back to the campaign.

What you receive with every soft pull lead

The same record powers your CRM follow-up and a compliant mail piece. Exact fields depend on your program and the underlying RMA data.
Field
What it means
How dealers use it
Name & mailing address
Verified consumer contact record
Direct mail plus BDC outreach
Credit tier
General credit range — not a full credit file
Route to the right finance program
Auto tradeline
Current loan or lease signals
Time trade-up and payoff conversations
Equity signal
Estimated position in the current vehicle
Build payment-focused offers
In-market indicator
Recent auto-shopping activity
Prioritize who your team calls first

Soft pull leads aren't traditional trigger leads

Traditional trigger leads fire off someone else's hard credit application — shared, and increasingly restricted. Soft pull leads are marketing-based: a soft inquiry, contacted through a Firm Offer of Credit, with no hard inquiry and no score impact. You get the timing advantage, compliantly.
How our soft pull triggers work →
Traditional trigger leads
Fires off a hard application · Often shared · Increasingly restricted
Soft pull leads
Soft inquiry — no score impact · Firm Offer of Credit under the FCRA · Can be exclusive to you

Exclusive territory — one dealer per market

Soft pull leads only work if they're yours. We assign territory by geography, so the credit-qualified buyers in your area come to you — not the three stores down the road. Tell us your market and criteria, and we'll show you the volume available before you commit.
Check My Territory →
FAQ

Soft pull lead questions, answered

Explore the program

Keep exploring soft pull leads

Soft Pull Streaming Triggers

Real-time triggers the moment a shopper's credit signals intent.
Learn more →

Credit Trigger Leads

Hard vs. soft — and the compliant way to reach the same buyers.
Learn more →

Automotive Credit Mailers

Credit-qualified, personalized Firm Offer of Credit direct mail.
Learn more →

How It Works

From a credit signal to a booked appointment, step by step.
Learn more →

What Data You Get

Every field on a soft pull lead and how dealers use it.
Learn more →

Exclusive Auto Leads

One dealer per territory — sold once, never shared.
Learn more →

CRM Integration

Delivered in ADF/XML into the CRM you already run.
Learn more →

The Complete Dealer Guide

The full guide to automotive soft pull triggers, start to sold.
Read the guide →
The Mailer

See exactly what lands in the mailbox

Every piece is variable-data printed and personalized to the recipient's vehicle, equity, and offer. Here's a real example.
$0.73
USPS
METRO HONDA
Scottsdale · AZ · Family-owned since 2003
Hi John —
You came into our showroom last month for a closer look at the 2026 CR-V Hybrid Touring. We put your numbers together and found something worth a second look: a payment plan that fits your budget, with your trade-in applied.
Your Personalized Offer
2026 CR-V Hybrid Touring · Est. $487/mo*
$0 down · 0.9% APR · 60 mo
Claim This Offer →
P.S. Your CR-V is one of the most-traded vehicles in our inventory this month — and your equity works in your favor. This offer expires 8/30. Reply or scan the code to lock it in.
Check My Territory →

See what credit-qualified buyers in your market look like

Get a territory check in 60 seconds. We'll show you the volume available, the data you'd receive, and a sample mailer — before you commit to anything.
Check My Territory →📞 Call (828) 771-6009
Soft Pull Mailers is a product of RMA Data Plus, Inc. Leads are delivered under a Firm Offer of Credit per the FCRA; soft inquiries do not affect the consumer's credit score.

See Soft Pull Triggers in Action

Tell us about your store and we'll show you how fast exclusive, in-market leads move — and how soft pull mailers follow up automatically.